Credit Repair Through Legal Disputes and Debt Defense
FCRA & FDCPA-backed strategies designed to clean up your credit reports, eliminate harassment, and restore your financial power.
FCRA & FDCPA-Backed Strategies That Deliver Real Results
If your credit report is filled with errors, outdated information, or collection accounts that don’t belong — you have legal rights. At Free and Clear Solutions, we don’t guess. We act based on federal laws like the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA) to protect your credit profile and restore your financial future.
We specialize in:
Challenging inaccurate, unverifiable, or outdated credit items
Legally halting harassing calls and debt collection abuse
Disputing directly with CRAs (Experian, Equifax, TransUnion) and creditors
Creating a custom credit defense strategy backed by compliance and legal insight
With our proven methods, many clients start seeing results in as little as 30–45 days.
Your credit isn’t just a number. It’s your access to housing, vehicles, loans, jobs — and peace of mind.
Real Results. Backed by Law. Proven by Data.
We don’t just talk about fixing credit — we
prove it through numbers that matter.
At Free and Clear Solutions, we hold credit bureaus, debt collectors, and creditors
accountable using the law as our
foundation — not templates or guesswork.
By the Numbers: Our Track Record
These Aren’t Claims. They’re Consumer Rights in Action.
Every number above reflects real work grounded in federal statutes, real people taking back control of their credit profiles, and real legal action executed on their behalf. We're not afraid to go deep into dispute escalations, push back against systemic reporting abuse, or shine a spotlight on violations of your rights.
We don’t repair credit — we legally restore what’s rightfully yours.
Proven, Measurable, and Relentless. This Is Free and Clear Solutions.
We exist for one reason: to protect consumers from misinformation, intimidation, and inaction. And we do it with the power of the law, a history of proven outcomes, and a refusal to accept anything less than full resolution.
